They say that age ain’t nothing but a number. Credit scores, on the other hand, are extremely important numbers that affect many potential endeavors in the adult world. There are lots of reasons to work towards a good credit score. May this list be the inspiration you need to improve yours.
Better Loan Approvals
Lenders like banks, credit unions, and even dealerships like Chip Wynn Motors use your credit score to determine how likely you are to pay back debt. Thus, the better credit score you have the better loan options you’ll get.
Better Chance of Getting an Apartment
Lenders aren’t the only ones interested in your history with debt. Landlords will also want to know your score. A good credit score means there’s a good chance you’ll pay rent on time.
Less Expensive Car Insurance
Car insurance companies see a bad credit score and make the assumption that a person will file lots of claims. Having a low score doesn’t mean you won’t be able to get insurance, but it might mean you’ll be paying a much higher premium.
Avoid Paying Deposit on Utilities
If a utility company sees that you have bad credit or no credit, they may ask for a deposit before turning on the utilities in your name. A good credit score will show them that you can pay your bills each month. Often times this is enough assurance for them to waive the deposit fee.
Why green? The color originally associated with St. Patrick was actually blue, but green came to be associated with the holiday through being the color of Ireland’s lush, green wilderness and also of the shamrock, which according to legend St. Patrick used to explain the trinity.
What’s so special about shamrocks? As mentioned above, there is a legend surrounding St. Patrick that one of the ways in which he converted the Irish to Christianity was by explaining the trinity to them using the three petals of the shamrock.
What foods are traditional? Foods like Irish stew are nice to have on St. Patrick’s Day, but corned beef and cabbage is a major dish in the US. In older times, St. Patrick’s Day was a Catholic festival that allowed the Irish to take a break from Lent by partaking of bacon and other meats from which they were fasting.
What’s the significance of Irish dancing? There are a number of different kinds of Irish dancing. Oftentimes Irish dancers will have to master certain types of dance in order to move onto the next one. St. Paddy’s Day has a special dance that doesn’t allow for variations in steps which all dancers must master.
Learning about St. Patrick’s Day traditions can help you enjoy the holiday more fully, so we at Chip Wynn Motors hope you enjoyed these facts and trivia!
Spring is right around the corner. This means it is time to kick winter to the curb, and the place where winter is most likely lingering the most is your car. If you have a layer of salty grime on your car along with some trash and a bunch of junk, it’s time to spring clean your car. Follow these five steps to have the best-looking car on the block.
Empty your car. Take everything out of your car that isn’t attached—don’t forget the trunk. This includes floor mats and any cup holder liners. Divide all the stuff into three piles: things to throw away, things to put away, and things to put back in your car.
Clean the interior. Work from the top down to clean every surface of your car. Use a fine-bristled brush, like an old toothbrush, to scrub at built-up dust and dirt. Wash the windows and wipe down all hard surfaces. Finally, vacuum the seats and carpeting.
Wash car accessories. To clean your floor mats, you can just hose them down, even if they’re carpeted. Then, just hang them up to air dry. If you have cup holder inserts spray these down, too.
Wash your car. Starting with your roof, wash one panel at a time, making sure you rinse out your cloth or sponge frequently. Rinse off the soap and dry the car with a soft, clean cloth.
Put it back together. Once everything is clean and dry, put it back in your car. Make sure everything you want to keep in your car has its own place.
No one wants to pay more than they have to for a car. So, if you’re in the market for a car, now is the time to buy a used car. You could potentially find an excellent bargain since there is a current influx of used cars across the country and prices are falling.
There are an estimated 3.3 million cars to be returned this year as their 2014 leases end. That is a lot of cars. And, since lease contracts carry so many stipulations for mileage and wear and tear, these used cars will be in excellent condition.
And, because there will be so many cars to sell, dealerships, like us here at Chip Wynn Motors, will be pricing used cars to move. You should be able to find bargains in nearly every segment. In the crossover and SUV segments, keep your eyes open for a Honda CR-V or the full-size GMC Yukon. Look for deals on the ever-popular mid-size Toyota Camry. And, if you need something small, consider the compact Nissan Versa or Toyota Yaris.
Here at Chip Wynn Motors, we carry a wide range of makes and models with cars to fit nearly any budget. Come visit us today to score an excellent deal on a great used car.
The end of fall is in sight, which means the coldest time of the year is just around the corner. While most people are getting ready for the holiday season, it’s also a time to get your car ready for the coming months. Here’s how to prepare your car for the winter.
First, it’s important that you get your car ready for the onslaught of salt that comes when it snows. As salt destroys paint and causes rust, you need to take steps to prevent damage. In the beginning of the winter, wash and wax your car thoroughly to keep the salt from damaging the body of your car. Do this every month or two throughout the winter.
Once you’ve treated your car, prepare an emergency kit for your vehicle. In the event of an accident in the snow, there are certain things that you will want and need. In an accessible part of your car, put together a kit with items like road flares, food, an extra cell phone or battery, as well as a blanket and change of clothes. These simple items could save your life.
By following these few simple steps, you protect your vehicle for the long haul and keep yourself safe.
Life is hectic. Between work, school, paying the bills, and seeing friends, there isn’t always time for everything that you want to do in a day. However, the good news is that there are always ways to make better use of your time. Here’s how to exercise in your car on your daily commute.
The easiest way to get some strength training is to purchase a grip strengthener. They are relatively inexpensive, easy to use, and very portable. Simply squeeze the grip strengthener for the duration of your trip.
Another strength training exercise is to bring a small dumbbell in your car for bicep curls. While you aren’t going to become a bodybuilder doing this, you will be able to tone your muscles a little bit.
If you’re looking to strengthen your core, you can do some hip lifts while driving. Having your vehicle on cruise control for this one makes it a bit easier. Just press your feet against the floor, raise your hips off of your seat, and keep your eyes on the road.
Although you may not achieve the body that you desire by doing these exercises, it’s a simple way to get yourself in motion during an otherwise stationary activity.
As Autumn is finally rolling in to Kentucky, we get to enjoy the beautiful splashes of color wherever we go. However, those beautiful colors also decorate our streets, sidewalks, and laws. If you prefer a clean lawn and are constantly working to gather the leaves, here are a few suggestions as to what you can do with fall leaves.
Make a pile. This is the most fun suggestion of all and will bring out the inner child in everyone. Make a pile as big as you can and jump in it. Invite your kids, grandkids, dogs, and neighbors to join you.
Decorate. Use the leaves to create a scarecrow. Stuff burlap sacks or old clothes with the leaves and set up the scarecrow in a chair on your porch. You can also press the prettiest leaves between sheets of wax paper, iron them, mount them, and hang them in your house.
Protect beneficial bugs. Bugs like ground beetles and lacewings use fallen leaves as winter cover. Create some safe places for them by using chicken wire to create “envelopes” or other creative shapes. Stuff them with leaves and sticks and leave them in safe places.
Create mulch or compost. Dry leaves can be an easy way to mulch your garden and is a great addition to any compost.
Imagine a world where are cars didn’t evolve to make us safer in a crash, but instead our bodies changed. This is exactly what Australia’s Transport Accident Commission (TAC) did. Together, a trauma surgeon, an artist, and a crash expert designed what they call a crash proof human, or Graham.
Graham isn’t the most attractive man, but his extreme features make him perfectly adapted to survive the forces involved in an automobile accident. So, what does it take for the human body to withstand those forces? Seemingly, it takes an extremely large, fatty head with no neck, a slightly concave face, a reinforced rib cage with extra air pockets, and thicker skin.
But, Graham can not only survive an accident inside the car, but should be able to survive getting hit by one, too. He was designed with an extra joint in his ankles for increased mobility and his knees are so flexible that they can bend in nearly any direction.
If you’re wondering why Graham exists, it is for educational purposes. The TAC wanted to show everyone how extreme our bodies would have to be to survive an accident. They are hoping that Graham will cause people to be more aware while they’re driving so there are fewer accidents on the road.
Defined as the most advanced suspension system currently on the road, Magnetic Ride Control offers a performance-driven and country-road style ride that no other system can match. Now in its third-generation, Magnetic Ride Control comes standard on many General Motors vehicles like the Chevrolet Camaro and Corvette. Since it underpins many of the world’s most recognizable cars, what makes Magnetic Ride Control tick? Here at Chip Wynn, we have the answer.
Magnetic Ride Control is relatively simple to explain, but is incredibly complex in its operation. First, an Electronic Control Unit uses multiple sensors to read the road up to 1,000 times per second. As a result, the system can read every pothole, crack, and bump as it comes up. Even more impressive, the system adjusts accordingly almost instantaneously.
The system is able to react so quickly thanks to the use of a special polymer fluid filled with magnetized iron particles that fill each shock absorber. Each shock absorber is wrapped is an electromagnetic coil. When an electric charge shoots through the liquid, the fluid changes its viscosity instantaneously.
With the capability to transition from a free-flowing liquid to dense rubber-like substance in a split second, it’s easy to see why Magnetic Ride Control is the most advanced suspension system ever created. By offering a ride perfect for the track and back-country roads, drivers get the best ride possible.