Benefits of a Good Credit Score

They say that age ain’t nothing but a number. Credit scores, on the other hand, are extremely important numbers that affect many potential endeavors in the adult world. There are lots of reasons to work towards a good credit score. May this list be the inspiration you need to improve yours.

 

Better Loan Approvals

Lenders like banks, credit unions, and even dealerships like Chip Wynn Motors use your credit score to determine how likely you are to pay back debt. Thus, the better credit score you have the better loan options you’ll get.

 

Better Chance of Getting an Apartment

Lenders aren’t the only ones interested in your history with debt. Landlords will also want to know your score. A good credit score means there’s a good chance you’ll pay rent on time.

 

Less Expensive Car Insurance

Car insurance companies see a bad credit score and make the assumption that a person will file lots of claims. Having a low score doesn’t mean you won’t be able to get insurance, but it might mean you’ll be paying a much higher premium.

Good Credit Score

Avoid Paying Deposit on Utilities

If a utility company sees that you have bad credit or no credit, they may ask for a deposit before turning on the utilities in your name. A good credit score will show them that you can pay your bills each month. Often times this is enough assurance for them to waive the deposit fee.

Toyota Sienna Named Top 10 Family Car

Toyota Sienna
Recently, the stylish and impressive 2016 Toyota Sienna was named a Top 10 Family Car by Parents Magazine and Edmunds.com.

The Toyota Sienna is always out to impress, and the 2016 model year is no different, which was recently proven again when the 2016 Toyota Sienna was named a Top 10 Family Car by Parents Magazine and Edmunds.com.

The Toyota Sienna impresses first with its class-exclusive all-wheel drive. It’s the only minivan out there with the all-wheel drive stability you want and the space you need. Edmunds.com agrees, because the Sienna didn’t land on the Top 10 Family Car list without a good reason.

To earn a spot on the family car list, a car needs to rank high in many categories, like quality of ride, safety, comfort, efficiency, kid-friendly features, and more. Even physical attributes like unique styling and appearance make a difference.

“The endlessly roomy Sienna stands above its competitors for two reasons: It’s the only one with all-wheel drive, and the especially user-friendly controls help you stay focused on the road,” wrote Parents Magazine when explaining why the Sienna got the honor.

And they’re right. The 2016 Toyota Sienna is a great family ride. For trips, it’s a great vehicle because it offers up to 150 cubic feet of space. And with the Dual-View Entertainment Center, your kids will never get bored on trips.

Check out the Toyota Sienna today at Chip Wynn!

Top Things to Do in Paducah, Kentucky

Paducah
There’s always more to discover about your town. Here are some things to do in Paducah, Kentucky, if you’re looking to fill those summer days!

There’s always more to discover about your town. Here are some things to do in Paducah, Kentucky, if you’re looking to fill those summer days!

The National Quilt Museum

Yes, this is a thing! And while quilting might be seen as “lame,” this museum certainly isn’t. It’s basically an art museum, but for quilts! You’ll see patterns old and new and learn new things about quilting.

Floodwall Murals

The Floodwall Murals are displayed along Paducah’s riverfront. These are not only giant and beautiful paintings, but you’ll also get to read about the history of each of them via the placards that are placed beneath each of the art displays.

Paducah Riverwalk

Take a stroll along the riverwalk for some beautiful views. You’ll not only get a view of the river, but there’s also an old steam engine locomotive that located by the riverwalk, so you’ll get a chance to see a piece of history.

Bob Noble Park

Want nature? You’ve got it! At this park, you can not only enjoy the beauty of nature through biking and walking trails, but there will be plenty of playgrounds for kids, too.

Purple Toad Winery

Love wine-tasting? Head to the Purple Toad Winery, where you can tour the grounds inside and out. A favorite of many visitors is their peach wine!

Father’s Day Automotive Gifts: Get Dad Something Special

Father's Day Automotive Gifts
If you haven’t already gone out and bought a gift for your dad, consider some of the following Father’s Day automotive gifts.

Father’s Day is on June 19, which means it’s right around the corner. If you haven’t already bought a gift for your dad, consider some of the following Father’s Day automotive gifts. Whether he’s a true gearhead or he simply likes driving, there is something for every dad.

According to AutoGuide, one of the best gifts for any sophisticated dad could be some shift-knob wine stoppers. Mercedes-Benz is one of the many automakers that make these premium wine stoppers, each of which is taken straight from a classic car. Running anywhere from $20 to $100, this gift is great for a dad who loves driving classic cars and drinking great wine, but not at the same time, of course.

Racing school is a great gift for any dad who has ever wanted to drive a racecar. Although this gift can run anywhere from a few hundred to a few thousand dollars, once your dad gets behind the wheel of a racecar he won’t want to leave. Driving schools are diverse, ranging from NASCAR to rally and supercar training sessions.

Have a handy dad? Why not get him more tools? You can check out everything from tool boxes to basic supplies. Every dad might need or want something different, so a little research might go a long way. One great way to find out is to spend time with your dad, learning exactly what he might need.

These are just some of the many auto-oriented gift ideas out there. You might also consider high-tech gadgets like Bluetooth or remote start among other things.

Explore Paducah, KY: Fridays at Five Events

Fridays at Five
Getting a new car opens up a world of possibilities. In fact, it may give you the chance to check out Fridays at Five in Paducah, KY.

Getting a new car opens up a world of possibilities, especially when it comes to local events and activities. In fact, you may even be able to check out Fridays at Five in Paducah, KY. Sponsored by the Carson Center, this event has music, food, and more. What’s not to like?

According to the Carson Center, the Fridays at Five events are held every Friday and they began May 20th and will run until June 24th. Then, the events will start up again from September 2nd to October 7th. This is to avoid the hottest part of summer, making the festivities truly enjoyable for everyone. There are different themes and activities each week, and food will be catered by the Carson Center.

Looking for an ice-cold beverage? No problem! When you stop by the Williams Family Terrace, you can find a well-stocked cash bar with some of the best drinks around. Although you may bring your own food, there are no outside drinks allowed. Plus, you can check out local musicians just as the party starts.

This event is free to the public, and generally ranges from 5:00pm to 8:30pm at 100 Kentucky Ave. in Paducah, KY. There is live music scheduled through June, including artists such as Lane Davis (June 10), The Mandy Vixen & Gas Station Chicken Duo (June 17), and Swamp Tigers (June 24).